I have horrible credit and I want to fix it. Are any of these “fix your credit” deals legit?




I know it will take a while. But immediate things you can do to START fixing your credit.




I have really really really bad credit…. collections on top of collections due to school loans that have been charged off. Are there any agencies that can help fix my credit? I can’t even get an apartment now.




I need to get my credit fix. Does anyone know about a good way to do it and not expensive?




Ok now without going into specifics, I’ve come into some money recently. I have about $7,000 in debt, and obviously I am going to clear that all so that I no longer have any debt. The thing is that I now have a very bad credit rating. Is there something I can do to fix my credit rating right away after clearing all my debt? Or do I have no choice but to wait for 7 years until the rating fixes itself?

P.S. I’m in Canada.




I am getting married in a little over a year. My Guy’s crdit is sparkling I don’t want to pull him down. I have tried a few debt cosolidation places but all of my bad credit is from 2-5 years ago. They want info I can’t obtain. I just tried with 1 major company and they told me I didnt get the right info and refunded me my start up costs. Saving is not working but now if I have a bill, I pay it. But I can’t save this much in this amount of time. If the purpose of my loan is to fix my credit why does everybody want to give me a loan based on that??? Please help.




I have a very low paying job and would somehow like to fix my credit? Please help me. Thank You




I’ve heard bad stuff goes off your credit report after 7 years, so can you wait it out and have decent credit again after 7 years? Anyone know how that works or what to do to fix it?




I’ve had a credit card which I paid last year , a student loan that I got out of collections 6 months ago and had a car loan that went to collections which is also paid as of last week. How long till my credit starts getting better? I can’t get credit on anything now and wondering how long it takes to start to clear up?




How to fix a credit. i put my wife in my credit cards but i separte and she use the card and i did not she spend a lot of money and now i need to pay back. what i can do it to fix my credit i cannot pay something i don’t spend we are married what i can do it she pay back to me.