Ok now without going into specifics, I’ve come into some money recently. I have about $7,000 in debt, and obviously I am going to clear that all so that I no longer have any debt. The thing is that I now have a very bad credit rating. Is there something I can do to fix my credit rating right away after clearing all my debt? Or do I have no choice but to wait for 7 years until the rating fixes itself?
P.S. I’m in Canada.
I am getting married in a little over a year. My Guy’s crdit is sparkling I don’t want to pull him down. I have tried a few debt cosolidation places but all of my bad credit is from 2-5 years ago. They want info I can’t obtain. I just tried with 1 major company and they told me I didnt get the right info and refunded me my start up costs. Saving is not working but now if I have a bill, I pay it. But I can’t save this much in this amount of time. If the purpose of my loan is to fix my credit why does everybody want to give me a loan based on that??? Please help.
I’ve had a credit card which I paid last year , a student loan that I got out of collections 6 months ago and had a car loan that went to collections which is also paid as of last week. How long till my credit starts getting better? I can’t get credit on anything now and wondering how long it takes to start to clear up?



































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