I am 30 years old and I have bad credit for many different reasons. I would list my excuses but it does not matter. I really want t to fix my credit. I have like 4 good accounts and the rest (12-15 accounts) are bad. They are all in collections and I have already talked to a person who specializes in fixing credit. I want to avoid paying them so much money to fix my credit. My mother may help me fix my credit by fronting half of the money. I will be paying off my truck later this year and have around 400+ dollars a month. What are some ways that I can contact the credit collectionns myself and making arrnangents? I can print my credit report and do this myself if needed? any advice?
It will take time unless you have the money….although if you had the money, you wouldn’t be in this situation. My suggestion is write the three credit bureaus and get a free credit report from each. Every American is entitled to one free credit report a year. If you already know whats on your credit, I would start with the account you owe the least on, pay it off then move up from there. Fixing credit is hard and you can’t do anything without good credit……unless your rich that is. Good luck
June 27th, 2009 at 8:05 am
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June 30th, 2009 at 12:49 am