This is very important so please give me a straight answer. None of that “the best way to not get bad credit is to avoid it” junk. I know that but it’s not going to help if I already have bad credit. So please tell me if there’s any way to fix bad credit. Please. Please. Please 
get off the computer,,,,get one two or three jobs and pay down your debt……
June 28th, 2009 at 6:29 am
Time….I don’t think there’s really any way to fix bad credit
July 1st, 2009 at 1:43 pm
If there are errors on your credit reposts then ask they be deleted with the bureaus. Correct info is going to stay there for 7.5 years to come.
Why shouldn’t it that is suppose to indicate to future creditors how responsible you are with past debts.
July 3rd, 2009 at 8:09 pm
Pay your bills first.
PAY ON TIME.
Do not get new credit cards.
And do not go over your Income.
After few months your Credit will go up.
July 5th, 2009 at 1:56 am
Start taking steps to pay off what you owe.
If you have a lot of credit card debit,contact Consumer Credit Counseling.
They will help you get on a budget to pay them and not have to deal with the companies.
Important thing is to start paying those you owe.
Get a copy of your credit report.
Make sure all info is correct.
If you believe anything is wrong,you can write them a letter to investigate the debt.The company that reported you has a time frame to prove you owe the debt.If they do not respond the debit will be removed from your credit report.
If you have already taken care of old debts and trying to make a fresh start,you can turn to other places to get new credit-The higher interest places.
Example get a small payday loan,pay it back,then get another.
A credit card that you have to pay for,that starts you out with a small balance.Use it a couple of times for small purchases,pay them and close them out.
It takes a while to build it back up,but can be done.
Just be smart about the decisions you make while trying to build.
Good Luck!
July 5th, 2009 at 6:13 am
?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – freecreditreport.sinfree.net
July 8th, 2009 at 2:26 am