I had few credit card when i was 17 in 2001.I did not make any payment on it. Now the accounts are charge offs and dispute or something. Is there any way i can fix my credit because its holding my job. I really really need help????
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they should be falling off really soon as long as you dont make any payments on it now it will hurt you again…7year fall off. the older those accts are the weaker they are in FICO calculations. dispute is option but then they will probably find you and try to collect… check dates of first defaulting or charge off and see when it can fall off.
July 1st, 2009 at 4:31 am